Health Savings Accounts (HSAs) are tax-advantaged accounts funded with pretax dollars. Funds can be withdrawn tax-free to pay qualified medical expenses. An HSA must be coupled with a high-deductible health plan (HDHP). The IRS annually adjusts HSA and HDHP amounts for inflation. For 2025, the maximum HSA contribution amount for individuals will be $4,300 ($4,150 for 2024) and $8,550 ($8,300 for 2024) for family coverage. The minimum HDHP deductible for individuals will be $1,650 ($1,600 for 2024) and $3,300 for family coverage ($3,200 for 2024). The maximum HDHP out-of-pocket cost will be $8,300 for self-coverage ($8,050 for 2024) and $16,600 for family coverage ($16,100 for 2024). Contact us with questions. © 2024